Be a Smart Borrower

The loftier the goals, the more a Laurel Collegiate Loan can help.

The decision to pursue an advanced degree will resonate far into the future. Graduate study not only defines your child’s life work, but it influences his or her long-term earning power. In fact, compared to a high school diploma, a Master’s degree is worth $1.7 million more, a Ph.D. is worth $2.6 million more, and a professional degree is worth $3.6 million more, over the course of a lifetime.1

Even with a Bachelor’s degree in hand, many graduate students find they need significant financial help. Just as the choice of a particular graduate program will affect the rest of your child’s life, so will the choice of his or her lending partner. A Laurel Collegiate Graduate Loan can help achieve long-term goals — no matter how lofty they are.

Business school students

  • Get funding for accredited MBA programs
  • Use money not only for tuition, but for all education-related expenses
  • Repayment is automatically deferred until six months after graduation, or until the student ceases to be enrolled at least half-time in an eligible degree/certificate program, for up to a maximum of five years

Medical/dental students

  • Funding is available for a wide range of medical, dental, nursing, and health care schools and programs
  • Repayment is automatically deferred until six months after graduation, or until the student ceases to be enrolled at least half-time in an eligible degree/certificate program, for up to a maximum of five years

Law students

  • Financial help for students pursuing J.D., LL.M., J.S.D. or joint law degrees
  • Repayment is automatically deferred until six months after graduation, or until the student ceases to be enrolled at least half-time in an eligible degree/certificate program, for up to a maximum of five years
Back to The Laurel Collegiate Loan
  1. http://www.18to35.org/policy/highered.html
Laurel Collegiate Loans are funded by Union Federal Savings Bank, Member FDIC and Equal Opportunity Lender.

The student is the primary borrower for the Undergraduate, Graduate and Continuing Education Loans. Parents and other creditworthy individuals may cosign for these loans.
Commonly asked questions. Why use grants, scholarships, and federal funding first. Find out how much you need.